TERMS & DISCLOSURES

Information, not a promise or offer.

Using this site alone does not create a broker-client, fiduciary, legal, tax, investment, or financial-advisory relationship. If Meredith agrees to act as your viatical settlement broker, she represents you—not the settlement provider—and owes you the fiduciary duties required by Florida law. Content is general educational information—not a settlement offer, valuation, recommendation, guarantee, or substitute for advice from your own attorney, tax professional, benefits adviser, or financial professional.

Eligibility and offers depend on the policy, carrier, premiums, ownership, insured’s health and life expectancy, applicable law, and market conditions. Alternatives may include accelerated death benefits, keeping, modifying, surrendering, borrowing against, exchanging, or allowing a policy to lapse. Never cancel coverage until any replacement or requested transaction is confirmed in writing when applicable.

If you choose to pursue a settlement, Meredith may receive compensation for placing your policy with a licensed settlement provider. The amount and method used to calculate that compensation will be disclosed before you proceed with a settlement application or transaction.

Do not submit another person’s confidential information without authority. Content may change, and services are available only where the relevant professionals and providers are properly licensed.